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Coverage Matters Insurance and Health Care (2001) / Chapter Skim
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4. Analytic Plan
Pages 100-106

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From page 101...
... FUTURE COMMITTEE REPORTS Report 2. Health Outcomes of People Who Lack Health Insurance As already established by more than three decades of health services research, insurance coverage facilitates access to health care.
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From page 102...
... Studies that distinguish between those without coverage for shorter and longer periods of time and studies of the impact of losing health insurance coverage provide evidence of the effects of coverage on some health outcomes, in addition to the definitive findings regarding access to health care described in Chapter 1. For example, a study by Ayanian and colleagues (2000)
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From page 103...
... Finally, when one or more family member lacks coverage for health care, the entire family is exposed to potentially catastrophic financial costs. Even when confronted with less catastrophic illness, uninsured families are significantly more likely to have high out-of-pocket medical expenses than are privately insured or Medicaid-enrolled families, although privately insured families are likely to pay more in health insurance premiums (Davidoff et al., 2000~.
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From page 104...
... To the extent possible, the analysis will include estimates of selected direct costs of providing health care to the uninsured, increased costs resulting from the inefficient use of health services, and the indirect costs of preventable disability and lost productivity among uninsured persons with specific health conditions. The report will explore how the burden of costs is paid, including outof-pocket payments by the uninsured and their families, uncompensated care by health care providers and institutions, tax levies by all levels of government, higher
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From page 105...
... Strategies and Models for Providing Health Insurance In its final report, the Committee will examine selected state, local, federal, and private-sector policies and programs that have attempted to mitigate the adverse impacts of lack of health insurance on individuals, families, health care providers, and communities by expanding insurance coverage. The report will identify promising prototypes as well as innovative approaches to the problem of uninsurance.
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Key Terms

  • insurance coverage
  • insurance status
  • providing health
  • uninsured populations
  • insurance premiums

  • lack health
  • lacks health
  • economic costs
  • communicable diseases
  • privately insured

  • community impacts
  • indirect cost
  • fifth report
  • preventable disability
  • health status

  • potentially catastrophic
  • estimate various
  • medical expenses
  • persons reported
  • facilitates access

  • reported poorer
  • third potential
  • examine selected
  • personal health
  • distinctive effects

  • policy criteria
  • health outcome
  • family impacts
  • insurance program
  • selected direct


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