Rental Eviction and the COVID-19 Pandemic Averting a Looming Crisis (2022) / Chapter Skim
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Goal 3: Assist: Make Affordable Housing Fair and Accessible
Goal 3: Assist: Make Affordable Housing Fair and Accessible
Pages 27-34
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From page 27... ...
No response to the current crisis can assume that these challenges will disappear after the pandemic is controlled, necessitating a longerterm view focused on building resilience to similar future shocks. Because the housing and financial implications of the pandemic will likely be experienced for some time, Goal 3 encompasses actions to address pandemic-related as well as systemic housing challenges now to support low-income renters and historically underserved populations through the pandemic, during the economic recovery, and in preparation for future hardships.
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From page 28... ...
. With respect to the current system, members of the Bipartisan Policy Center's Housing Commission stated in 2013, "We do not believe our nation's most impoverished families should be subject to a lottery system or spend years on a waiting list to obtain access to federal rental assistance" (Bipartisan Policy Center, 2013, p.
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From page 29... ...
One approach to long-term commitment would be to consider moving the funding needed for this purpose out of the annual appropriations budget, and instead including it in the mandatory federal budget. STRATEGY 3B: 3 Provide Housing Search Support for Households Eligible for Housing Vouchers Rationale: Housing voucher programs can be difficult for both tenants and landlords to use.
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From page 30... ...
Action 3B-3: Public housing authorities and landlord associations should implement landlord recruitment and retention strategies to increase the number of housing units that accept HCVs by educating landlords on the program, reducing administrative burdens, and/or increasing financial incentives to participate in the program.
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From page 31... ...
The ECOA also gives potential borrowers the right to know the specific reason why their credit application was rejected and the source of that information. But potential renters are covered only with respect to provisions under the Fair Credit Reporting Act, which has limited reporting requirements.
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From page 32... ...
This and other predatory practices should be monitored for serial patterns, investigated, and prosecuted as tenant abuse under the Unfair, Deceptive, and Abusive Practices law or fair housing or fair lending laws as applicable. Action 3C-3: The U.S Congress should consider increasing internal resources available to enforce federal fair housing laws that support localities in providing legal assistance and protection for tenants.
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From page 33... ...
Congress and HUD should consider establishing a program under HUD to provide free credit counseling for renters in housing or utility arrears who apply for rental assistance to help them avoid the lasting effects of eviction during the unprecedented period of the pandemic and thereafter. Action 3D-2: HUD, USDOL, HHS, and USDA, in coordination with credit counseling agencies and state and local agencies that administer low-income assistance programs, should integrate the offering of free credit counseling services to those newly unemployed with the process of applying for unemployment insurance benefits or for any low-income assistance program to mitigate the risk of falling into housing or utility arrearages.
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