Understanding and Offsetting Financial Barriers for Black Students in Science, Engineering, and Medicine Programs, Partnerships, and Pathways: Proceedings of a Workshop (2022) / Chapter Skim
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4 Creating Opportunities for the Future
4 Creating Opportunities for the Future
Pages 29-42
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data show that about 50 percent of Black medical students attend a private medical school, the highest percentage among races and ethnic 29
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(Association of American Medical Colleges) , shared data about students attending medical school and AAMC resources available to current and future medical students.
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support to offset financial burdens and stress; and (5) leadership and structures that prioritize creating environments, policies, and structures that maximize African American student success (AIP, 2020)
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. For example, departments should identify campus resources for emergency financial aid, conference travel, and other unmet needs that would help African American students to persist in the discipline.
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AAMC RESOURCES TO MANAGE THE DEBT BURDEN Dr. Young shared financial data on family income and debt of medical students and graduates, and he described AAMC resources to help alleviate debt.
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Fifty percent of medical students come from the highest quintile, with half that number coming from the highest 5 percent by income. "What this is showing is that as your household income increases, you are more likely to attend college and medical school," he said.
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federal repayment plan ties repayment to income rather than debt level.2 With this system, students (including Black and African American students) will be able to repay their education debt, afford their living expenses, and save for retirement, no matter their specialty, barring unique circumstances.
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SOURCE: Reproduced from Geoffrey Young, Workshop Presentation, April 19, 2021, from AAMC Medical School Graduation Questionnaire (GQ) , 2019, and the corresponding Matriculating Students Questionnaire (MSQ)
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What will be telling is whether this pool of Fee Assistance applicants reflects who matriculates, he added. Other AAMC resources include financial information, services, and tools (see Box 4-1)
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• Loan repayment information Resources • Education Debt Manager • Data analysis reports • AAMC Financial Wellness Program • Loan Repayment/Forgiveness/Scholarship and Other Pro grams database • Loan Repayment Timeline chart Services • Customized onsite/webinar school presentations • Webinars and on-demand videos • Pre-med outreach and support Tools • MedLoans® Organizer and Calculator • Interactive budgeting worksheets for students and residents with the context of what Black and Brown communities are facing and the factors that lead to debt burden.
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If the financial aid office put something in front of me, I signed it as a ticket and opportunity to upward mobility." He noted he did not understand the concept of debt burden or of future economic dynamics to pass resources on to future generations. My first takeaway point is that issues around debt burden and financing extend beyond the medical school experience into ways that Black and Brown students are educated about financing in general.
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"There is an important need to have Black and Brown voices at those tables, especially in leadership positions." These opportunities allow Black and Brown students to contribute to communities through nuanced ways, he said. He wants to "open the eyes of our communities to opportunities, to different pathways from medical and health services training and background, and to succeed and manage finances appropriately." With multiple opportunities for influence and advancement, he urged mentoring students to consider both traditional clinical and nontraditional clinical paths.
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Dr. Gates said the number of Americans getting degrees in physics has roughly doubled in recent years, but the level has stagnated among African Americans.
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. The Time Is Now: Systemic Changes to Increase African Americans with Bachelor's Degrees in Physics and Astronomy.
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